Thinking Outloud

Now that I have had my credit cards for a couple of years and have started building up pretty good credit, I have decided that it’s time that I look into possibly getting another one at a lower interest rate. Now, don’t worry if I do get another card, it will be to replace the cards that I currently own. When I first started looking for credit cards I didn’t have any credit to speak of so I pretty much had to go with the ones that I did. But with my better credit rating, I’m thinking that I may be able to go with a card that has less interest on it.

I have found a site over at creditcardsclub.com. This site lists all types of credit cards and all their advantages and disadvantages. They have actually set up a different credit cards rating for each card listed on their site. They have done all the research and leg work so that I don’t have to. They list all the different interest rates and any rewards associated with each and every card. This is a great site to find the perfect card that I’m looking for and with all the information located in one place, my search for a new card has been made a lot easier.

It’s an awful shame how some young people today are just throwing their lives away.  I was just talking to a friend of mine who’s daughter has gotten herself in a world of trouble all because of drugs.   I honestly don’t remember my generation having as many troubles with drugs as the kids these days are. It’s a good thing that more and more drug rehab centers are being built because I honestly think we need them all as well as a few more. I felt bad for my friend, but the only thing I could do for her was sit back and listen. Hopefully her daughter will see the error of her ways and try to straighten herself out.

Although I am an almost 40 year old married woman, one of the things in life that I just absolutely love doing to unwind from a very long and stressful day is to play Online Games. I usually play the ones that give you a free trial period and then if I really like the game, I will purchase it. I have only purchased a couple this way, but these are the games that I really enjoy playing so I don’t mind spending the little bit of money it costs to purchase. This way I can play my games anytime I want to. Having said that, I am always on the lookout for different sites which offer online games to play.

I have found a pretty neat site over at arcade.itch.com where I have found a lot of games to try out. They have a wide variety of games to suit all types of gamer’s needs. Not only can you find games such as car racing, but you can also find games such as the Random Defense. All these games are free and offer the player the chance to play against other players as well. Registration is free, quick and easy and as soon as your are registered, you can then go into the site and play any game that you would like. So if you like playing online games, especially free ones, then I highly suggest you check out the site. All you need to do is register and then let the fun begin.

If  your a telemarketer, then you first of all let me say I’m sorry in advance for the rant I am about to take, but these types of phone calls really need to stop!!  I have had one guy constantly calling me to upgrade my cable service.  I really have to wonder which part of NO he doesn’t understand.  I just spent the last twenty minutes saying “No thanks, I’m happy with the service I currently have”.  Well apparently that wasn’t the right answer for him as he kept saying “I know your happy with the service, but it’s FREE for the first year”.  Yeah, I heard you tell me it’s free 50 times now, but still not interested!

How many times do I have to say NO before they get it?!  End of rant….

Yesterday I was telling you all about the search and rescue mission I needed to go on to try to find my son’s sneakers and how when I did finally find them, they really weren’t much good to him.  So yesterday after work my husband stopped at the store and purchased him a new pair of sneakers, my daughter a new pair and both of them a new spring jacket.  Needless to say after all this spending, he came out of the store a little poorer than when he first walked in.  But it was things that the kids really did need, so the money had to be spent.

They both looked so cute and proud when they headed off to school today in their new spring gear.  So the spent money was totally worth it.

Last night I started routing through every closet in the house to try to find my son’s sneakers. They were put away for the winter and now with all the snow gone, it’s time for him to stop wearing the winter boots. I spent a lot of time looking for his sneakers and when I finally did find them, I was highly disappointed in the shape they were in. He did go to school today with them on, but over the weekend we are going to have to get him a new pair of sneakers to wear back and forth to school.

I’m really thinking that what this child needs is a pair of Dansko so that they will last more than three months of wear and tear. My son is extremely hard on his footwear and I have to the realization that he really needs a good sturdy set of footwear for his everyday use.

Now that spring has sprung and the birds are singing, it’s time for me to start thinking about getting in shape. The winter months are usually the months where most people tend to slack off in the getting shape department. But when spring arrives is seems like most people start thinking about joining gyms, taking supplements like hoodia, and eating healthier. I know this is the time of year when my thoughts head in this general direction. So for the next couple of weeks I plan on getting my spring work out routine ironed out and then will put all my plans into action.

Usually my favorite time of the day is bedtime. Usually, but not lately. Lately, I have not been getting a very good night’s sleep. I have tried to figure out what I have been doing differently and the only thing I can come up with is the fact that I need to get a new mattress. The mattress I currently “don’t” sleep on is a springs mattress and the springs are starting to come through the fabric. So I really think that it’s time I invest in a new mattress. I’m pretty sure my new mattress will be a memory foam mattress as I have heard nothing but good reviews about this type of mattress. So hopefully when I do finally break down and buy this new matress, I will be able to post that my favorite time of the day is once again bedtime.

Two years ago my brother moved quite far away and hasn’t been home since. We still keep in contact with one another over the phone and through e-mails, but it’s still not the same as him being here. That’s why I was so happy when I received his latest e-mail telling me that he is planning a trip home this summer. He has managed to secure his wife and himself some inexpensive tickets on cheap flights that are headed this way. Although it will be nice to see my brother and his wife this summer, what would make it even sweeter, is if his entire family could fly back as well. This way I could then see all my great-nieces and nephews as well. But maybe another summer.

I really wish that I had the extra money right now to invest in commercial real estate. the real estate market right now is booming. Right now in our home town, it’s a buyer’s market. And anybody with some spare money that they could free up, could really enjoy a huge profit when they decided to sell. I would love to get in on the ground floor on this type of deal, but I don’t have any spare cash laying around. This market is expected to level out within the next year or so, so anybody who invests right now, will be sitting on some very nice investment profits in the near future.