Thinking Outloud

Now that I have had my credit cards for a couple of years and have started building up pretty good credit, I have decided that it’s time that I look into possibly getting another one at a lower interest rate. Now, don’t worry if I do get another card, it will be to replace the cards that I currently own. When I first started looking for credit cards I didn’t have any credit to speak of so I pretty much had to go with the ones that I did. But with my better credit rating, I’m thinking that I may be able to go with a card that has less interest on it.

I have found a site over at creditcardsclub.com. This site lists all types of credit cards and all their advantages and disadvantages. They have actually set up a different credit cards rating for each card listed on their site. They have done all the research and leg work so that I don’t have to. They list all the different interest rates and any rewards associated with each and every card. This is a great site to find the perfect card that I’m looking for and with all the information located in one place, my search for a new card has been made a lot easier.

Last night I was watching a show on TV on how to improve one’s memory. I found this show to be extremely informative and interesting as for the past few years I have noticed that my memory is getting pretty bad. Even on the important issues. So I am going to try some of these tricks that I learned last night and see if they will work to improve my memory. It’s not a real big issue in my life, but it can be quite annoying at times. Although I am not quite 40, my memory is actually worse than my grandmother’s who is 86 and I would really like to improve on this.

If  your a telemarketer, then you first of all let me say I’m sorry in advance for the rant I am about to take, but these types of phone calls really need to stop!!  I have had one guy constantly calling me to upgrade my cable service.  I really have to wonder which part of NO he doesn’t understand.  I just spent the last twenty minutes saying “No thanks, I’m happy with the service I currently have”.  Well apparently that wasn’t the right answer for him as he kept saying “I know your happy with the service, but it’s FREE for the first year”.  Yeah, I heard you tell me it’s free 50 times now, but still not interested!

How many times do I have to say NO before they get it?!  End of rant….

I bet this happens to a lot of you.  Every time you get some type of electronics figured out, the manufactures then come out with something new. It happens to me all the time. I seems like I am spending most of my time reading manuals instead of working with the products that I have just purchased. My question is once they have a product made and running so that most people are comfortable with it, why do they then think that they need to change and advance it? I guess I am the type of person who believes in the old saying. If it ain’t broke, don’t fix it.

Oh well, they did fix it and now I have to go figure out how to play with my newest electronic gadget.

I really wish that I had the extra money right now to invest in commercial real estate. the real estate market right now is booming. Right now in our home town, it’s a buyer’s market. And anybody with some spare money that they could free up, could really enjoy a huge profit when they decided to sell. I would love to get in on the ground floor on this type of deal, but I don’t have any spare cash laying around. This market is expected to level out within the next year or so, so anybody who invests right now, will be sitting on some very nice investment profits in the near future.

Last night on TV I seen a commercial for a skin whitening product. I had never seen this type of product before, and it really got me curious as to what exactly this product accomplishes and what type of ingredients go into it. Now I have heard of teeth whitening products before so I wondered if it was about the same thing. One of the good things that I discovered about this product is that is is made bleach and hydroquinone free. So it seems safe enough for anyone to use. I myself and not really in the market for this type of product, but I can honestly see what benefits would come out of using this type of product for someone who would like to have a little lighter skin.

Well I had some major plans of going out to get some groceries tonight after my husband gets home, but after experiencing a day of freezing rain with no let up in sight, I think it will be a perfect night just to stay put.  It actually gives me a good excuse not to go out in the freezing, cold and icy roads.  Tomorrow is a new day and it’s suppose to be quite nice.  So I think I’ll just stay home tonight and do a little computer work or some crafting and venture out to the grocery store first thing in the morning.  The only bad thing about that, is then I will have to take both kids with me.  On a night like tonight I am quite thankful that I’m not in dire need of these groceries as I don’t enjoy the shopping experience itself and I would really hate it if I had to fight the weather just for a loaf of bread.

How’s the weather where you at?  Any big plans for the night?

Currently I don’t own any dresses. But I’m going to need to purchase one for an upcoming social event for my husband’s work. I’m not a person who wears dresses ever, but this event is very important to my husband so I have agreed to become a lady for just one night. The only problem I have found with this, is that all the dresses that I like seem to come from the plus size clothing department. Now I’m nowhere near a plus size so I can’t even buy one of these dresses and have them taken in. Oh well, I guess I’ll just have to keep searching and hopefully by the time for this big event to take place I will find something that I like that fits me as well.

After over two years, yesterday I took the plunge and headed down to my local hairdressers.  I got my hair cut!!  If you knew me, you would know that this was a huge deal for me.  I absolutely despise going the hairdressers and getting my hair cut.  I dislike any stranger touching my head and I’m pretty sure that this  is why I don’t go as often as I should.  But, even I could see that I was beginning to look a little straggly.

When the hairdresser asked how much I would like taken off, I told her “A lot”.  Then (kind of joking, but not really) I told her this way, I won’t have to come back for two more years.  But I have to say that I did very well.  It didn’t bother me like it normally does and I really do love the job she did.  So I actually took her card and told her that I would be back (I still can’t believe I said that).  But for the first time in almost 40 years I was very pleased with my hairdressing experience.

Now I’m not a real big Oscar fan, but I did watch as the events unfolded last night. The main reason why I took an interest in these awards last night was because there was so many Canadians nominated this year, that I wanted to see if we had a chance. Unfortunately we didn’t win any Oscars this year, but I sure did have a lot of fun watching the show. I couldn’t believe some of the sexy costumes that some of the women were wearing. I guess you need to be a movie star to pull off outfits like these. I wouldn’t have the nerve to wear most of these, let alone go on national TV with some of these garments on. But, I did enjoy watching the show, so I will probably tune in again next year.